Motorhomes & Travel Trailers
Insuring your motor home or travel trailer with a company that specializes in recreational vehicles may cost you a few dollars more per year but will save you a lot of money and hassle if you have a claim. For instance depending on the policy you carry you could end up having a homeowner’s claim for your personal property (sports equipment, clothing, camcorder, laptop, etc.) with a separate and probably higher deductible. Having a claim on your homeowners would most likely raise your home owner’s rates and if you have had another claim in the previous two years could get your policy cancelled. Specialized policies offer options such as:
- Choice of settlement options-Actual Cash Value, Total Loss Replacement or Agreed Value
- Emergency Vacation Expense
- Personal Injury Liability
- 24 hour roadside assistance
- Disappearing deductibles (Progressive reduces your deductible 25% every year you are claim free!)
- Pet Injury Coverage and more….